Penerapan Kompetensi Keuangan Terhadap Kinerja Pelaku Usaha Mikro Kecil Dan Menengah Di Kota Gorontalo
Keywords:
Financial Competence, Performance, Micro Business Actors, UMKMAbstract
The Application of Financial Competence to the Performance of Micro, Small and Medium Enterprises (MSMEs) in Gorontalo City is a research topic that highlights MSME strategies in national development. Micro, Small and Medium Enterprises have an important role in Indonesia's economic growth by contributing to gross domestic product and employment energy absorption. This research uses descriptive quantitative and associative methods to analyze how the application of financial competence (financial knowledge, financial attitudes and financial behavior) influences the performance of MSME business actors in Gorontalo City. The research results show that financial knowledge, financial attitudes and financial behavior have a positive and significant effect on the performance of MSME business actors. With financial knowledge having the greatest influence at 77.30%. Financial attitudes partially have a positive and significant effect on the performance of MSME business actors with a large influence of 43.80%. And financial variables partially have a positive and significant effect on the performance of MSME business actors with a large influence of 40.20%.
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